Accountable Solutions is committed to delivering results and helping to secure the financial future of the companies and individuals we are privileged to serve. We invite you to learn about how we are helping our clients achieve their financial goals.

“I have found Accountable Solutions and Tim Chang to be very helpful in all aspects of my business and personal financial requirements. In addition, they are extremely knowledgeable, which is why I would not hesitate to recommend their services.”
— Dr. Martin Cloutier, Aspen Oral Surgery, Oakville, Ontario

 ““Two years ago, I met Tim of Leach Bradbury CPAs. After a few discussions and reading his book “Wake Up Call,” which talks about taking control of your finances, I made the decision to change accountants. It turned out to be the best decision for me. Tim not only showed me how I can legally save thousands of dollars in taxes per year. Unlike other accountants, who focus only on tax preparation, Tim talked about how I could continue to maximize the benefits available to me under the tax code.
I hired Leach Bradbury CPAs on the spot and have been with them ever since. They helped me create an estate plan that minimizes taxes and unnecessary estate fees, and they continue to look after my corporate and personal tax and financial strategies. I would recommend Leach Bradbury to any professional who wants expert advice on how to keep more of the money they earn and pay less tax.”
— Dr. Serge Jabouin, Donald Medical Clinic, Ottawa, Ontario


Tim has done more for me and my company in a few short months than other accountants did in 30 years! He is relentless when it comes to saving money for his clients. Fast, efficient and extremely knowledgeable.
— Cory Galbraith, Galbraith Communications, Ottawa, Ontario


We’ve been successful business people for some time. But it wasn’t until Tim at Leach Bradbury stepped in as our corporate accountant that we realized how powerful it was to have someone with a breadth of knowledge about both tax accounting and tax planning on our extended team.

Tim has helped us out with discussions with the tax department and certainly knows how to deal with our fairly complex corporate structure. His focus on what’s important to the client, his “do-it-now” approach and his great team are all factors that feel very important for us. Tim is also a great networker and we very much appreciate how he works to connect the right people at the generous client gatherings he hosts.

We gladly recommend Tim and his Leach Bradbury team to our colleagues and associates who, like us, are busy business people who have neither the time nor the expertise to handle complex tax and financial matters, and yet who know how critical they are to long-term success.

Thank you Tim for helping us take control of our tax situation, our finances and our investments.
— Gabriele Feldtanzer, President/Owner Quality Inn, Petawawa, and Hans Feldtanzer, President/Owner Holiday Inn Express, Pembroke, Ontario


Tim Chang of Leach Bradbury provided me with excellent service. His financial expertise was key in helping me determine the best exit strategy from my business of 25 years. Tim’s tax knowledge and experience not only made a complicated process less painful but he also helped me save money and make decisions that would best benefit me in achieving my financial needs and goals.

He was a pleasure to do business with. Tim took a lot of time going through everything with me and I certainly appreciated the help. I am very comfortable recommending to my colleagues, networks and friends to use Leach Bradbury’s services.
— Michael St. Jean, Owner, St. Jean Flooring, Pembroke, Ontario


When I met Tim Chang in the summer of 2011, he opened my eyes to why I was paying so much in taxes. Even better, he showed me what to do about it, helping me to avoid “double taxation” and eliminate the duplicate financial costs I was paying at the business and personal level. Since then, he and his team have been my accountants of choice, giving me sound professional advice. Just recently, Tim reorganized my companies and business activities to make them even more profitable. With Tim’s advice and know-how behind me, my personal and business finances have never been stronger.
— Vincent S. Gobuyan, President/Owner, Green Papaya Restaurants, Ottawa, Ontario


“Tim and his staff at Leach Bradbury took the time to thoroughly review our personal and business goals before creating an estate and succession plan for us. By looking at all aspects of our financial life, they went far beyond just addressing our tax issues. Their knowledge and expertise allowed us to plan for our future, and for the future of our children and the estate. I would recommend Leach Bradbury to anyone who wants a team who will look at all aspects of your financial affairs in relation to your goals.”
— Peter Saffery, Owner, Saffco Electrical, Heating and Plumbing, Pembroke, Ontario
In November 2010, we had occasion to call on Tim Chang and the estate and tax planning services of A&FP Group to structure a succession plan that would ensure our children benefit fully from our estate. Working with Tim, we developed a plan that combines financial independence for us with limited tax exposure for our children. We obtained Tim’s expert services, quickly, efficiently and in a timely fashion and we were pleased to be able to share this plan with our children over the holiday season. We have no hesitation in recommending Tim and A&FP Group financial, estate and tax planning services to anyone interested in crafting an estate plan to provide financial security, long-term investment growth and meet succession objectives.
— Dr. Menes and Francoise K. Pierre-Pierre, Gatineau, Quebec


Tim Chang of A&FP Group has provided excellent expert advice to rollover my assets under Section 85 of the Income Tax Act, saving my family and estate, hundreds of thousands in taxes should I pass away. Neither I nor my children were aware of the tax implications for the numerous investment properties that I owned. Tim explained it all in layman terms – tax implications, how to minimize the taxes for the estate, how to maximize the retention of assets for the beneficiaries. He devised estate and tax planning solutions and implemented the plan for me. My children and I are grateful for his expert advice and the peace-of-mind solution.
— Mohammad K Matar, Ottawa, Ontario


Tim really helped us do proper estate planning that minimized our tax liabilities and developed an investment plan which will give us financial independence earlier than our expectations. Tim has a good understanding of market mentality and he can recommend excellent investment opportunities.
— Raj Rishi, Ottawa, Ontario


“During my first meeting with Tim at A&FP group, he showed me how I could legally save $10,000 in taxes that I did not have to pay just by making a simple accounting change. After that I was sold. Tim and the A&FP group team do everything for my business from data entry all the way to paying my taxes and everything in between. Tim also takes care of all of my personal investments as he is also a Certified Financial Planner (CFP), and has done great work with my portfolio. He anticipated a negative downturn in the market and helped me avoid it. Tim and A&FP group allow me to focus on what I do best, and they take care of all of the paperwork and filings and save me money doing so. I would highly recommend Tim and A&FP group to anyone for help with their taxes or investments. Their business and personal services have been outstanding.”
— Pete Bernard, President, The 8th Fire, Ottawa, Ontario


Whether it’s personal finance or new investment ventures, I always bounce my ideas of Tim to get his unbiased opinion and so far, he’s been right every time. He is my trusted investment advisor. Thanks.
— Alok Takkar, Ottawa, Ontario


Tim Chang and A&FP Group provide a comprehensive, integrated approach to taxation, corporate accounting, investment and tax planning. We trust Tim with all of our financial concerns and are realizing significant tax savings while being confident of a comfortable retirement.”
— BJ Mills Consulting Inc., Ottawa, Ontario


The time Tim spent explaining our business and personal taxes was more than I expected. My previous accounting firm was simply filling my returns with no explanations. I’m glad I took the recommendation from my colleague to sit down with him and work on a “game plan” for my business and my family.
— Stephane Lacelle, President, Owner, Second Cup, Ottawa, Ontario


My family and I would like to thank you and the A&FP Group team for all the help you have given us with the accounting need of our family business and in our recent issues with the Canadian Revenue Agency. Throughout this stressful time your knowledge and assistance has helped us to resolve our issue with them effectively and efficiently. Without your accounting knowledge and compassionate treatment we would not be where we are today with our business. We truly appreciate your services.
— Manbir K. Bal, President, Darvesh Auto Repairs Ltd., Kinburn, Ontario


Tim and his team have been extremely helpful in supporting me in starting my business. He is able to provide a one-stop for services including providing me and my family with exceptional tax advice, facilitating our need for additional insurance, and providing holistic tax planning which have all helped me to achieve financial independence. I would recommend Tim as he his able to provide the appropriate level of support and advice no matter your stage in life.
— Susanne DiCocco, MPA, Consulting and Coaching Services, Certified Integral Coach, Calgary, Alberta